Mandy Puntis

Mortgage & Protection Adviser
CeMAP - Certificate in Mortgage Advice & Practice
CII - Certificate in Equity Release
MBA - Master of Business Administration 
Unit 1, Fulcrum 2, Solent Way, 
Whiteley, Fareham, PO15 7FN
01489 585 581

Skills & Area's of Advice

Mortgages & Re-Mortgaging
Protection & Business Protection
Life Cover & Critical Illness Cover
Equity Release
Income Protection
Family Income Benefit

Experience & Achievements

Offer mortgage advice from the whole of market for mortgages.
Expert lender knowledge.
15 years’ experience in advising on mortgages and protection.
Specialist in Equity Release.

About Mandy Puntis

I have over 15 years of industry experience and have spent more than 10 years as a whole of market mortgage adviser at Beals Mortgage and Financial Services. As a qualified adviser, I provide expert guidance across the whole of market for mortgages to help you find the right solution for your needs and circumstances. I’ll ensure you understand all available options and handle all communication with the lender through to your mortgage offer.

I work with a wide range of clients—including First Time Buyers, Home Movers, those Re-Mortgaging, Buy to Let investors, Portfolio Landlords, and more complex cases such as Equity Release and Retirement Interest Only Mortgages. I also specialise in financial protection, helping you choose the right level of cover for income protection, life cover, critical illness, and business protection.

Outside of work, I’m married with two children and enjoy spending my free time with family and friends.

Award Winning Network

Beals Wealth Management are proud to be part of Quilter Financial Planning, an award-winning network celebrated for its outstanding customer service, innovative platforms, and exceptional financial strength.

Recognised for Service

FT Financial Adviser Service Awards 2024 - Five Stars (Platform, Pension, Investments)
Defaqto - Gold Service (Platform, Pension, Investment Bond)
Investment Life & Pensions Moneyfacts Awards 2024 - Best Online Service

Highly Rated Products

Defaqto - 5 Star rating (Platform, Personal, Pension, Drawdown & Onshore Bond)
Defaqto - 5 Diamond rating (WealthSelect, Monthly Income, Cirilium Blend, Cirilium Passive and Creation)
Money Marketing Awards 2024 - Best Retirement Provider

Exceptional Platform

Member of The London Institute of Banking and Finance
Schroders UK Platform Awards 2024 - Platform of the Year
Investment Life & Pensions Moneyfacts Awards 2024 - Best Wrap/Platform
Inheritance Tax Planning, Trusts, Tax Planning, Estate Planning, Will Writing & Powers of Attorney are not regulated by the Financial Conduct Authority.

Tax treatment varies according to individual circumstances and is subject to change.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Approver Quilter Financial Services Limited and Quilter Mortgage Planning Limited. March 2025

Registered office address: Unit 1 Fulcrum 2 Solent Way, Whiteley, Fareham, England, PO15 7FN. Registered in England and Wales under reference 08286166
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