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There is no doubt that the pandemic and subsequent economic challenges that have followed have changed the way we think about our finances. Although things are by and large back to normal, there will always be some employers struggling with either their own or the latest economic uncertainties, which at the moment includes higher inflation.
Most of us understand the benefits of investing tax efficiently. Using the tax allowances, such as ISAs, provided by the government each year means we can avoid paying unnecessary tax. However, many of us are missing out on the valuable tax savings available through our pensions.