Andy Gardner Financial Adviser

I am a fully qualified Financial Adviser based in Cardiff.

I trade as Premier Financial Solutions, but I am part of larger firm called Beals Mortgage & Financial Services Ltd.

With over 16 years experience, I feel that I am ideally placed to provide sensible financial advice, that you can trust!

I work with a range of different clients, from First Time Buyers looking to purchase their first home to older clients looking to step back & enjoy their retirement.

While I am based in Cardiff, I can provide advice for clients all accross the UK.

Appointments can be held over the phone, in person or via Zoom.

Meetings can be booked to take place during office hours, evenings, or weekends.

Experience & Achievements

• Trusted Financial Adviser with high level of experience.
• Membership of The Chartered Banker Institute (CBI).
• Has a network of specially selected experts to support all your advice needs.
• Work alongside other professionals such as accountants, estate agents & solicitors.
• Experience in all core advice areas, as well as a specialist in wealth management and pensions.

Inheritance Tax Planning, Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.