Angie Cosh Mortgage, Protection, Equity Release & Financial Planner

I started in Financial Services at the end of the 1980s as a single company tied adviser before spending around 7 years as a field compliance manager from the latter part of the 1990s. Having missed the client-facing and advising side of things however, I returned as a financial adviser around 16 years ago before moving to Beals Wealth Management in 2014.

I work with a wide range of clients, providing advice on their Investment, Retirement, Residential and Buy to Let Mortgages, Equity Release, and Protection needs and requirements.

With so many years in the industry, I have clients both locally, but also flung far and wide across the country who she continues to look after. “It has been exciting and rewarding to see how my clients’ lives have progressed, and being able to have been a part of all aspects of their financial planning needs has provided the pleasure of seeing the outcome of that advice months, years, or even decades later!”

Enjoying all aspects of financial planning, I particularly pride myself on my ‘hand-holding’ support to First Time Home Buyers, as they negotiate their way towards collecting the keys to their new home. “Even after all these years, I still get a huge buzz every single time my clients secure their mortgage offer, and then collect the keys to their new home.”

Experience & Achievements

• Experience in all core advice areas.
• Achieved Diploma Level, Certified adviser status.
• Member of the Professional Finance Society.
• Worked across all client areas including private clients, corporate clients and vulnerable clients. Worked with professional connections such as accountants, estate agents and solicitors.

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.