Christine Poynter Mortgage, Protection & Equity Release Adviser

I am a Mortgage, Protection & Equity Release Adviser based in the Beal’s Office in Gosport and covering the local area, including Lee-on-the-Solent. I also have many long term clients based all over the country.

I qualified in 1999 in Financial Planning, specialising in Mortgages and Protection and carried on further qualifications in 2002 with the Mortgage Advice Qualification, a diploma in Financial Planning in 2010 and Equity Release in 2017.

I can arrange all types of mortgages for clients, First Time Buyers are my favourite, helping them get on the property ladder and explaining and leading them through the process.I also have a good knowledge of the buy to let market and can arrange mortgages both for individuals and limited companies and look to find the most suitable deal to fit the situation.

Equity release mortgages have a place in the market today, together with mortgages into retirement and options for the older clients to borrow as well as the young.

Regular updates and a good network keep us up to date with the changing market and current deals available, enabling us to give the best advice for our clients and remain professional at all times.

Experience & Achievements

• Considerable experience within the ever-changing mortgage and protection market.
• Have vital knowledge of the housing market and the extensive types of mortgages available.
• I have built up a good network of professionals to help my clients get the expert additional advice that they will need to help them achieve their goal. This list includes Solicitors, Accountants, Estate Agents.
• 20+ years mortgage and protection experience.
• Ongoing testing to make sure that product knowledge and professional standards are always adhered to.
• A great and second to none admin team always on hand to help us all achieve our goals.

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.