Dean Fermie Financial Planner

I am a diploma qualified Financial Adviser with over 25 years’ experience in the financial services sector. I joined Beal’s Wealth Management in 2015.
In addition to providing clients with a wide range of financial advice including investment and general financial planning, I am a pension and retirement specialist with extensive technical knowledge.

I am passionate about providing the right advice and firmly believe that establishing the needs, objectives and personal goals of my clients are imperative to any meeting and very much belongs at the forefront of any recommendation.

Outside of work, I enjoy staying active, playing a range of sports and trying to keep up with my young daughter.

Experience & Achievements

•    Experience in all core advice areas, as well as a specialist in wealth management and pensions.
•    Worked across all client areas, including private clients, corporate clients and vulnerable clients. Worked with professional connections such as accountants, estate agents and solicitors.
•    Has built a reliable network by providing advice and high-quality services to local individuals, business owners, people starting on the property ladder, clients in the mid-stage of working life, and people coming up to retirement looking to maximise their standard of living.
•    Member of the London Institute of Banking and Finance (LIBF)
•    Experience with complex pension lifetime allowance planning.

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.