James Grant Chartered Associate of The London Institute of Banking & Finance

James has worked in the financial services industry for 14 years and has been providing financial advice for over 6 years. His career has focused on retirement planning, and he continues to specialise in this area. He also enjoys positioning this as part of a holistic financial planning process.

As the financial services sector has become increasingly complex, James believes it is essential that clients receive clear and understandable advice. Hence, he decided to extend his knowledge to achieve chartered adviser status to ensure he can cater to all financial advice areas.

“Understanding a client’s full personal circumstances is key to good financial planning. It can involve a variety of solutions, and I enjoy working with clients to help them achieve their goals. Often clients come to me with a specific objective, and I feel my role as an adviser is to look at the big picture to ensure they not only meet their immediate requirements, but also a long term solution to maximise their financial position in the future.”

Experience & Achievements

• Experience in all core advice areas, as well as a specialist in wealth management and pensions
• Achieved Chartered Adviser status.
• Achieved the appropriate qualification and relevant licence to provide advice on defined benefit pensions and transfers.
• Chartered Associate of the London Institute of Banking & Finance.
• Worked across all client areas including private clients, corporate clients and vulnerable clients. Worked with professional connections such as accountants, estate agents and solicitors.
• Appointed firm development coach for Beals to help new advisers obtain competency through on-going training.
• Has built a reliable network by providing advice and high-quality services to local individuals, business owners, people starting on the property ladder, clients in the mid-stage of working life, and people who are coming up to retirement wanting to maximise their standard of living.
• Has a network of specially selected experts to support all your advice needs.

Inheritance Tax Planning, Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.