Mandy Puntis Mortgage, Protection & Equity Release Adviser

I have over 15 years experience in the industry and have been working as a whole of market mortgage adviser for Beals Mortgage and Financial Services Limited for over 10 years.

As a qualified mortgage adviser, I can offer you expert knowledge of the mortgage market and ensure you find the correct solution and product to match your needs and situation. Most importantly, I will make sure you fully understand all the options that are available to you and will manage all the communication with the lender until you receive your mortgage offer.

I have a large customer base, and build long term relationships with my existing clients. I work with a wide variety of customers, from those who are looking to purchase for the First Time, Home Movers, Re-Mortgages, Buy To Let Mortgages, Equity Release and Portfolio Landlords and specialise in sourcing for more complex cases.

I offer advice in all areas of Protection, including Life Cover, Critical Illness Cover, Income Protection and work closely with clients to ensure they have the most suitable protection in place to match their needs and budget.

I am professional, approachable and try to put my clients at ease from the first meeting, which can be face-to-face or over the telephone.
On a personal level, I am married with 2 children (18 and 14) and my spare time is devoted to spending time with my family and friends.

Experience & Achievements

•    Offer mortgage advice from the whole of market for mortgages. 
•    Expert lender knowledge.
•    15 years’ experience in advising on mortgages and protection.
•    Specialist in Equity Release.
•    Professional service where the customer is always put first.

Inheritance Tax Planning, Holiday Home Mortgages, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.