Simon Davies Financial Planner

Hi, I’m Simon, a Worcester based Financial Adviser with over 25 years’ experience working within Financial Services. I believe that (alongside the professional requirements) the key to being a good adviser is the ability to listen and connect with what really matters to the client. 

My primary focus is on creating a bespoke plan to help them achieve their financial goals by being: 
•    Accessible - I have clients ranging in age from 18-80 and I specialise in retirement planning and protection. I also hold the Final Salary Pension (DB) Licence. 
•    Affordable - First appointments are always free and there after you can choose to pay for me hourly or defer any charge to be paid via the product. Whichever way you choose you’ll know exactly what and when charges are incurred. 
•    Simple - Successive governments add layer upon layer of complexity. I’ll cut through that and explain things in a clear and simple way. 

My aim is always to leave you in a better position than when I found you and progress any planning with integrity and at a rate that suits you. I achieved Chartered status in June 2023 having completed all of the requisite modules from the London Institute of Banking & Finance. 

In my spare time I enjoy mountain biking and walking.

Experience & Achievements

•    Senior Financial Planner at Beals Wealth Management
March 2013 - Present
•    Financial Adviser at Lloyds Banking Group
November 2010 - November 2012
•    Area Manager at Welcome Finance
August 2006 - May 2010

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.