Skills & Areas of Advice
Qualifications
Hi, I’m Simon, a Worcester based Financial Adviser with over twenty five years’ experience working within Financial Services.
I believe, alongside the professional requirements, the key to being a really good adviser is the ability to listen and connect with what really matters to the client and my primary focus is creating a bespoke plan to help them achieve their financial goals by being:
Accessible - I have clients ranging in age from 18-80 and I specialise in retirement planning and protection. I also hold the Final Salary Pension (DB) Licence.
Affordable - First appointments are always free and thereafter you can choose to pay for me hourly or defer any charge to be paid via the product. For Defined Benefit advice the rules are different and I would be happy to go through this with you. Whichever way you choose you’ll know exactly what and when charges are incurred.
Simple - Successive governments add layer upon layer of complexity. I’ll cut through that and explain things in a clear and simple way.
My aim is always to leave you in a better position than when I found you and progress any planning with integrity and at a rate that suits you.
In my spare time I enjoy mountain biking, walking and I’m just in the process of building a home gym in my garage!
Experience & Achievements
Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.