Simon Davies Financial Planner

Hi, I’m Simon, a Worcester based Financial Adviser with over twenty five years’ experience working within Financial Services.

I believe, alongside the professional requirements, the key to being a really good adviser is the ability to listen and connect with what really matters to the client and my primary focus is creating a bespoke plan to help them achieve their financial goals by being:

Accessible - I have clients ranging in age from 18-80 and I specialise in retirement planning and protection. I also hold the Final Salary Pension (DB) Licence.

Affordable - First appointments are always free and thereafter you can choose to pay for me hourly or defer any charge to be paid via the product. For Defined Benefit advice the rules are different and I would be happy to go through this with you. Whichever way you choose you’ll know exactly what and when charges are incurred.

Simple - Successive governments add layer upon layer of complexity. I’ll cut through that and explain things in a clear and simple way.

My aim is always to leave you in a better position than when I found you and progress any planning with integrity and at a rate that suits you.

In my spare time I enjoy mountain biking, walking and I’m just in the process of building a home gym in my garage!

Experience & Achievements

• Experience in all core advice areas, as well as a specialism in wealth management and pensions.
• Achieved the appropriate qualification and relevant licence to provide advice on defined benefit pensions and transfers.
• Membership of The London Institute of Banking and Finance (LIBF).
• Worked across all client areas including private clients, corporate clients and vulnerable clients. Worked with professional connections such as accountants, estate agents and solicitors.
• Has built a reliable network by providing advice and high-quality services to local individuals, business owners, people starting on the property ladder, clients in the mid-stage of working life, and people who are coming up to retirement wanting to maximise their standard of living.

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.