Tim Meiris Mortgage & Protection Adviser

I am a Mortgage & Protection Adviser based in the Beals Mortgage and Financial Services’s Office at Fareham.

I have been affiliated and working with Beals Mortgage and Financial Services’s for over twenty nine years now, and started my career within the estate agency arm. Then in 2002 qualified as a Mortgage Adviser. I have worked within all of the 11 Beals Mortgage and Financial Services’s Branches at some point over the past twenty nine years.

My existing client base is very diverse, and I specialise in Mortgages & Protection ranging from First Time Buyers, to Remortgages and Buy to Let Mortgages.

One of my biggest attributes is listening to what the client wants and matching this to what is available for them in this ever-changing marketplace. I then monitor this for my clients to make sure that their goals and aspirations are achieved.

Our first meeting is an opportunity to get to know each other which I believe is the main and most important ingredient of a successful business relationship which is why I probably have a large client bank of existing customers who come back to me year after year.

On a personal note, outside of the office my two passions in life are animals of which I spend hours per week enjoying seaside walks with my 8-year-old golden retrievers called Bliss and  3 year old Glow, and when time permits to watch my local football/Cricket & Rugby

Experience & Achievements

•    Considerable experience within the ever-changing mortgage and protection market.
•    Have vital knowledge of the housing market and the extensive types of mortgages available.
•    I have built up a good network of professionals to help my clients get the expert additional advice that they will need to help them achieve their goal. This list includes Solicitors, Accountants, Estate Agents.
•    29 Years’ worth of working on the front line.
•    Ongoing testing to make sure that product knowledge and professional standards are always adhered to.
•    A great and second to none admin team always on hand to help us all achieve our goals.

Inheritance Tax Planning, Some Buy to Let Mortgages, Holiday Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.