Tracy Farrington Mortgage, Protection & Equity Release Adviser

I am a mortgage adviser based in the Southampton area with over twenty years of experience. My career as a mortgage adviser began working for a high street lender as a cashier and then qualifying as a mortgage adviser in 2000. In 2003 I decided to go self-employed, so I could advise from the whole of market starting up my own business.

In 2016 I joined Beals Mortgage and Financial Services  as a mortgage adviser benefiting from an estate agency office environment to broaden my existing client bank. On joining Beals Mortgage and Financial Services , my existing client bank consisted of clients who had used my services for the past twenty years and recommendations from these clients to family and friends.

Mortgage advice is a complex area, and expert advice is required. When clients come to see me, I pride myself in delivering a professional, knowledgeable, friendly, excellent and honest service whilst maintaining good client relationships.

My specialist areas are mortgages, equity release, protection and general insurance.

In my spare time, I love to spend time with my family and three horses.

Experience & Achievements

• Considerable experience within the ever-changing mortgage and protection market.
• Have vital knowledge of the housing market and the extensive types of mortgages available.
• I have built up a good network of professionals to help my clients get the expert additional advice that they will need to help them achieve their goal. This list includes Solicitors, Accountants, Estate Agents.
• 20 Years’ worth of working on the front line.
• Ongoing testing every 3 months to make sure that product knowledge and professional standards are always adhered to.
• A great and second to none admin team always on hand to help us all achieve our goals.

Inheritance Tax Planning, Some Buy to Let Mortgages & Employee Benefits are not regulated by the Financial Conduct Authority

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.