Retirement marketing often shows images of deck chairs on sunset beaches, golf courses, and cruises, portraying it as ‘the longest holiday of your life.’ However, the picture of retirement is changing dramatically.
Many people now prefer gradual retirement, known as the ‘working retired,’ rather than stopping work suddenly. This trend increases with age, as fewer people look forward to doing nothing but relaxing.
Retirement is now more likely to be a time when you ‘don’t work so hard’ rather than a ‘big-bang, hard stop event.’ Financial plans often focus on figures alone, regarding what level of income you need and desire, but we all retire with the same 168 hours a week.
Individuals must take responsibility for the success or failure of their retirement. It can be the longest holiday of your life if you wish and have the financial resources. The challenge is to make it the most fulfilling phase of your life.
Good financial planning can help ensure an ideal retirement. Speak to us about your retirement options.
Approver Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited. March 2025.