Our Financial Services

Great service from Alex. Cares about the person as an individual.

Kieran was very helpful in explaining the policy and kept in touch regularly.

Pension Services Review I was very pleased with the pension services I received. The process was handled professionally and efficiently. Daniel Pyle was helpful, friendly, and clear when explaining my options. Any questions I had were answered promptly, which made the whole experience straightforward and reassuring. Overall, I would recommend their pension services to anyone looking for reliable and professional support with their pension.

Olivia Nelson is excellent in her field of financial mortgage advice. She's patient, knowledgeable and caring so you feel the mortgage journey isn't arduous. She took into account that we hadn't gone through a mortgage application in many years and adapted her management of our application to meet us, our age and our lack of current knowledge. She settled nerves. Often made and took calls outside of hours to meet with my busy worklife. She explained every step of the way, and the costs involved. Her communication was always timely, informative and easy to understand. She is highly recommended 👌 👏

We dealt with Olivia who is knowledgable helpful and friendly, A true professional and we really feel that we are in safe hands. I highly recommend and will always be grateful, Thank you .

I worked with Olivia Nelson to re-mortgage. I previously had a joint mortgage, but needed to change to one on my own. Olivia guided me through, answered all of my questions and made the whole process alot less stressful

Christine Poynter has been a superb support, keeping her eyes on what we need to do, and also responding when we have questions or concerns

Fantastic service from James Black. He’s been looking after my pension pot for several years and I can only say he is an amazing person and financial advisor!

My experience has always been a positive one, Chris at Beals has always had good advice and answered my questions with knowledge and expertise. I am thoroughly satisfied with the service and care I receive from Beals.

James has given me sound advice which has resulted in my investments appreciating to a very pleasing degree. He has a pleasant manner, converses well and is very professional.

I used Beals a number of times now and always get great service. Tim is highly professional and always gets us the best deal on offer. I'd highly recommend.

Brilliant service

I have been very grateful over the past year for Paul Janes expert financial advice for my husband and I. Paul has made all our options very clear and nothing has been to much trouble for him. He patiently took us every step of the way. We are delighted we chose Beals Wealth Management and we look forward to a long association with them and with Paul in particular. Lesley and Alan Bohling

Clare Cheeseman helped me with my mortgage renewal, I thought this was due a lot earlier than it actually was & thought I had left it to the last minute. Clare was very reassuring the whole time about me leaving it to the last minute & was extremely helpful in explaining everything to me. Really helpful service & friendly to talk to. Definitely would recommend. Thanks Clare!!

Christine has been my financial advisor for a few years now and I feel in safe hands with her advice, experience and expertise. Forever friendly, and always welcoming with any questions I have. Could not recommend Christine enough!

Have to say a huge thank you to Mark Hurst who has been so professional throughout our somewhat awkward remortgage. We did not tick all the boxes ,being ex pats and pensioners, and thought at one point we would lose the house which was our pension pot really. Mark never gave up on us and was available when we needed him. He answered every query promptly and that cannot be underestimated. We can honestly say do not bother looking anywhere else because if he can come through like this for us then he can do it for anybody. thanks again Mark

Absolutely fantastic service from Clare from start to finish. She went above and beyond to help secure our additional borrowing and made the whole process feel simple and stress free. Communication was brilliant throughout, always happy to answer questions and explain everything clearly. You can tell she genuinely cares about her clients and wants the best outcome for them. Would highly recommend Clare to anyone looking for mortgage or financial advice 😊

Kieran was able to arrange my life and income protection cover. he was understanding and patient with me and took tie to understand my needs/concerns. Highly recommend :)

Mark was fantastic, handled Every aspect of our mortgage and answered any questions we had. Fantastic service. 100% recommend.

Helped me out a lot with finding the best mortgage deal over the years. Extra advice with mortgage has been very useful too.

I am very happy to have Holly as my financial adviser. She has guided me through my pension transfer. She had patience with me as I struggle with tge whole subject.

Olivia at Beals has been brilliant. As a first time buyer the whole process was new to me, but from the very start she has been friendly, reliable, incredibly informative and more than helpful whenever I've had questions or didn't fully understand something. Couldn't recommend her highly enough!

I can throughly recommend Mr James Grant Senior Partner & Financial Advisor at Beal’s Wealth Management. James kindly arranged my pension pots to best suit my needs and future wishes. James was extremely patient, understanding and supportive of my needs. To date the performance of my pension has been excellent.

Christine has been our mortgage advisor for years - she’s fabulous, kind, patient and finds great deals!

I’d like to highlight the excellent service I received from Gary Jackson at Beals Mortgage and Financial Services. Gary has been consistently reliable, straightforward, and professional throughout the entire process. This wasn’t a simple transaction, and there were several complications along the way, but Gary remained calm, focused, and solution‑driven. He took the time to explain everything clearly, kept me updated at each stage, and made sure I understood all the options available. His communication was efficient, his advice was sound, and he always acted with my best interests in mind. What I appreciated most was that Gary doesn’t deal in fluff — he’s practical, honest, and gets things done. In a process that can easily become overwhelming, having someone who knows the industry inside out and handles issues without fuss made a huge difference. I’d happily recommend Gary to anyone who needs solid mortgage advice and wants someone who genuinely knows their craft.

Olivia is an excellent mortgage broker. We felt absolutely no stress whatsoever when applying for our mortgage. She was extremely responsive to our queries, even at late hours, on weekends, and during her holidays. On multiple occasions when the sale collapsed, Olivia reapplied for our mortgage on our behalf without any extra fees, exactly as promised, and with the same level of care and diligence as the very first application. Highly recommended.

I recently required some important financial advice for which I started a search finding Beals I contacted them and was put in touch with Chris Milczarek Speaking with and discussing my situation he quickly assisted me through my concerns extremely clearly. So much so that I am pleased to highly recommend him with a 5 star rating. Thanks Chris. Peter H

Very happy with the communication, knowledge and politeness of everyone at Beals, they work for you.

Dominic Higham was very thorough on his detail and after taking over my old advisor had a lot of details

Kieran provided an excellent service when arranging life insurance policies for our two directors. From the outset, he took the time to really listen to our queries, concerns, and suggestions, making sure he fully understood what we were looking for. He explained everything clearly and professionally, guiding us through the different options available and outlining what he believed would be the most suitable cover for our needs. Importantly, he didn’t push us in any particular direction; instead, he presented multiple options for us to consider, offered his expert advice, and supported us in making the decisions that felt right for our business. The whole process felt transparent, well-informed, and stress-free thanks to Kieran’s approach. We’d happily recommend him to anyone looking for clear guidance and a genuinely supportive service when arranging insurance.

i had my annual financial review with MR DANIEL PYLE. DANIEL has continued to maintain an extremely high standard of explaining with an easy to understand method of how my investments through his recommendations have performed in the last year and has answered all of my questions in a clear and easy to understand way. Daniels advice and guidance has resulted in a continued growth of my investments that has continued to exceed my expectations. an amazing financial advisor (guru) at an amazing company, BEALS WEALTH MANAGEMENT

Thanks so much to Kieran James for setting up my income protection, mortgage cover insurance and critical illness cover. He found me better cover than I had for the same money, was professional, sharp, helpful and friendly throughout and made the whole thing simple for me. Much appreciated.

As a long standing customer I am very happy to endorse the Beals Wealth Management Team, particularly Simon Davies and Sarah Sampson who are always very diligent, helpful and professional in providing robust acurate advice concerning my long term financial arrangements.

We can’t thank Tracy enough for everything she did for us. After being denied by our first lender, we were understandably stressed and worried that we wouldn’t be able to secure a mortgage. Tracy reassured us, and worked incredibly hard to find a lender who would accept our application. She contacted us in the evenings to keep us updated and to reassure us when we were feeling uncertain. That level of care made such a difference during a stressful time. Tracy was professional, knowledgeable, and determined from start to finish. Thanks to her persistence and expertise, we now have our mortgage approved — something that didn’t feel possible at one point. We would highly recommend Tracy to anyone needing a mortgage advisor, especially if your situation isn’t straightforward. She genuinely cares and goes above and beyond for her clients. We’d also like to say a special thank you to Trevor, who gave us some helpful financial advice at the very beginning and put us in touch with Tracy. Thankyou again for everything :)

Highly recommend Christine from Beals. Very helpful from start to finish. She leaves no question unanswered and does everything in her power to find you the best deal. 5 stars from us as first time buyers!

Christine has been our mortgage advisor since 2018 and she seamlessly sorts our mortgage for us when it’s due to be changed or renewed. She is efficient & punctual with corrospondance, friendly & always manages to get us the best deal. We highly recommend her to everyone!!

Tracy provides a great service. She explained the process, kept us up to date and was very helpful!

I had a great experience with Gary, and then recommended him for my mum's house move too. He is knowledgeable, responsive, and took the time to explain all our options clearly. I feel confident knowing my mortgage was being managed with care and professionalism. Highly recommended!

I've been using Beal's for a good few years now. I find them to be helpful, friendly & knowledgeable. Would recommend.

Simon Davies is a very honest, competent and friendly advisor. He has been so helpful over the past 10+ years, looking after my pension fund and ISA, giving me clear and honest advice. I am delighted to say that these funds have grown steadily over the years - thank you. Simon is also very patient when explaining options. And, always on time with any phone appointments we have too. Thank you Simon.

I have trusted Mike from Beals with my investments for over 10 years and he has always been patient, honest, supportive and extremely knowledgeable.

Kieran was very helpful with the information he has given me. He has been very good at keeping me upto date with everything.

Olivia (Powell) was very friendly in a professional way. She was very easy to talk to, impressed me with her skills and competency and answered all our questions succinctly. She gave us good advice and was unbiased in her views. I would no hesitate to highly recommend her.

Simon Davies has always been fair honest and professional with our dealings. He is great and have recommended him to others many times.

Tim Meiris at Beals has been absolutely exceptional. He is excellent at following up on every detail and is particularly strong at dealing with complex situations. Tim has managed both of our mortgages and has been outstanding throughout, especially when handling a complicated scenario involving my mother’s new home and a second mortgage. His advice and guidance were incredibly helpful, clear, and reassuring at every stage. Tim is super friendly, extremely proactive, and very efficient when it comes to paperwork and securing deals quickly. I wouldn’t hesitate to highly recommend Tim to anyone looking for a mortgage advisor who is thorough, knowledgeable, and genuinely great to work with.

Calls on time, answers questions and researches anything that is unclear.

Olivia Rowell was very supportive throughout the process of our getting our dream home, always a step ahead, encouraging, replying our questions and emails very promptly and kudos to Olivia we got the best interest rate. Would gladly do this over and over again with her.

I’ve had a great experience working with Holly. She is knowledgeable, responsive, and took the time to explain options clearly. I feel confident knowing my finances are being managed with care and professionalism. Highly recommended

We arranged our life insurance with Lewis, who I can't recommend highly enough. There was a few medical issues from our side which he was able to get sorted with the provider.

Christine has managed my mortgage for several years now, since moving. She makes the process very easy, understandable and above all, goes out of her way to make everything stress-free. I would thoroughly recommend her to anybody.

Rating 5 stars - I had Olivia help me out with buying my first home on a recommendation and she was excellent. She made sure I fully understood the process and the options available to me, so I always felt in control. She was also very helpful and prompt, and even assisted with a last minute request to get me a lower interest rate. Highly recommend.

My first pension review with this company as ive been there 12 months and Simon Davies my advisor was very informative and spoke in a clear and understandable manner,my funds are also doing well so well done keep it going 👍

Mark Hurst helped us with our mortgage when moving house. We have used Mark for previous mortgage and pension advice. Mark is our go to and we will always recommend Mark to others. He is a real pleasure to deal with and he helps get the best for his clients. We wont go to anyone else.

Very happy with Beals Wealth Management and In particular James Grant my FA. Communication is clear ,timely and importantly at the date & time agreed. Very pleased with the performance in my first two years with Beals.

We dealt with Paul and Charlie for life and critical insurance on our business. Very professional, knowledgeable and efficient. Would recommend them to anyone wanting any form of advice on insurance, pensions or investments.

Great communication and customer service, would recommend. Our case was handled by Mandy PUNTIS were always quick to answer our queries. Thanks again!

I had an excellent experience working with Mandy Puntis. She is incredibly helpful and knowledgeable, guiding me clearly through the process and advising me on exactly how much I could borrow. Her professionalism, patience, and friendly approach made what can be a stressful process feel straightforward and manageable. I would highly recommend Mandy to anyone looking for clear, expert mortgage advice.

Thank you to Olivia Rowell , explaining all we need to do and reassuring us . Pensions are not the easiest of things to understand, Olivia left us in no doubt as to which way we were going and confirming the decisions we have made are heading in the right direction. We were Very happy with our recent meeting and the manner in which it was dealt . Thank you

I can’t thank Clare enough for all her help with my mortgage and insurance! As a first-time buyer, I was quite nervous about the whole process, but Clare was so kind, patient, and supportive from start to finish. She took the time to explain everything clearly, always kept me updated, and made what could have been a stressful experience feel really easy and reassuring. Clare genuinely cares about her clients and goes above and beyond — I couldn’t have asked for a better adviser. I’d highly recommend her to anyone looking for someone trustworthy and compassionate to guide them through the process.

My advisor, Chris Milczarek is always very polite and attentive of my pension needs. I’m happy to refer him.

Fantastic service from Clare . She was very friendly, professional, and always happy to help at all times . She made the mortgage process smooth and stress-free especially for a first time buyer like myself. Highly recommend!

Clare Cheeseman provided great service from the start to the end, gave good advice and direction mortgage was successful. highly recommend

James Black from Beal's Wealth Management explained where we were with our ISA and Pension funds and also explained the reasons why and the increases in the Fees we would be charged in the future. We were very happy and we both thought James did an excellent job. Thanks Brian and Sue Tee.

It was sufficient

A really lovely team of advisors, especially Chris M, always on hand to answer questions and advise where appropriate. The yearly reviews are really helpful to ensure the pension is on the right track, but they call you mid-year if they recommend a change to any products. Really reassuring to have them assisting with and looking after my private pension.

Trevor has been extremely professional and helpful over a number of years.

Mark Hurst has been managing my portfolio for many years. Even in a struggling economy he manages the market successfully. Mark is the most professional, knowledgeable, trustworthy financial advisor I have had the pleasure to deal with. He is an absolute gentleman whom I highly recommend.

Excellent service. Our advisor explains everything clearly.

We were put in touch with a gentleman called Kieran. This appointment was to discuss the possibility of taking out a new critical illness cover. He explained that he had done some research and went through the options. Kieran was very thorough and explained everything in detail. From start to finish the service was excellent.

Recently exchange don my property and Olivia Rowell handled my mortgage. She is very professional, knowledgable and prompt with enquiries and responses! Will be recommending her to all friends/family etc.

Olivia was fantastic from start to finish. She gave me so much information in our initial conversation before I had even agreed to use her as my broker. I felt so confident that I would be looked after and it was true! Olivia kept track of the mortgage rates throughout, locking in lower mortgage interest rates as they changed whilst waiting for our house to go through. She was so patient with us when we had to reapply as our first sale fell through and even successfully appealed for us when our mortgage for the second house was initially rejected. Olivia also provided great advice regarding protection for our home and livelihoods. I would highly recommend her.

Excellent service and a great company. Its been wonderful to work with Chris Milczarek my financial planner who not just helps me sound advice with my pension but always gives me genuine time to discuss other options. Thank you...

I’m very impressed with the services I received. I and my husband were looking for a house and Clare Cheeseman made this experience worthwhile with getting us the best mortgage deal and would follow up if there is a rate drop to change to lower interest rate. It took us nearly two years as the first property fell through and Clare was there every step of the way, checking on the progress, helped us close a good rate at last minute as well. So grateful that we finally got our keys today.

Christine is a superb adviser who takes the time to understand her clients' needs and concerns. After expressing my desire to consolidate my arrangements in the medium term, Christine expertly worked on a range of options, clearly explaining all considerations and most importantly offering plans for the future. I cannot recommend Christine highly enough.

Beals financial services have searched for our mortgages renewals since we started on the property ladder roughly 5 years ago. I can’t recommend them enough! Christine Poynter Mortgage & Protection Adviser is absolutely amazing!! She is super friendly and reliable, always there at the end of the phone with a really helpful and informative outlook when searching for our next mortgage deal! She’s super quick with replying to emails and answers anything even if they may feel stupid. I feel like I’m taking to a good friend! I won’t look anywhere else for a Morgage advice, I highly recommend Christine!

As always, incredible service from Alex Hudson with sorting a new mortgage out for me. Communication is incredible and he is very efficient. Whole process with simple and smooth, I couldn’t recommend enough. thank you Alex!

We are really happy with our Financial Advisor, James Grant. He is always very friendly, easy to talk to and very efficient and knowledgable regarding Financial Matters.

My brilliant adviser, Neil Adams, gave attainable and realistic advice when helping me to plan for my future retirement. He was extremely informative and infinitely patient when dealing with my many questions and I wouldn't hesitate to recommend him.

Olivia who is my new adviser has been very kind and extremely helpful. She brought all up to date on my pension fund and sent me the info I needed. I've been with Beals since 2018 and always had a great service.

I have no words to describe how helpful Christine Poynter has been during our mortgage process. She went above and behind to make sure we always understood every step during this long journey. Her incredible sense of humour kept us positive during times we almost felt like giving up. Always available for a reassuring phone call when needed. Thank you for your professionalism and great work but also for your positive attitude and friendly manners, so needed during our difficult process. We will never forget your support.

Excellent service and advice from Chris. Easy to deal with and proactive with recommendations around future planning.

Charles Boyd carried out my annual review, the meeting was carried out in a relaxed but effective manner. I was impressed in the manner to which my information was given to me. I look forward to working with him in the future.

Charles has been an exceptional mortgage advisor throughout our home-buying journey. While the process was far from smooth delays from the bank and extensive financial requests from the solicitor tested our patience Charles went above and beyond, utilizing every resource at his disposal to help us secure our first home. His dedication and support were invaluable, and I cannot recommend him highly enough!