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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Book Your No-Obligation Mortgage Rate Review

Why and When Should You Remortgage?

Common reasons homeowners choose to remortgage include:
End of a Fixed Rate: Avoid being switched to a higher SVR when your current deal expires (usually after 2–5 years).
Lower Interest Rates Available: If market rates have dropped since you took out your mortgage, switching could save you hundreds or even thousands.
Access Extra Funds: If your property has gone up in value, you may be able to borrow more for renovations, investments, or other needs.
Consolidate Debt: Use remortgaging to pay off high-interest debts like credit cards or personal loans - but speak to a mortgage adviser to understand the risks.
You can remortgage at any time, but it’s best to review your options 3–6 months before your current deal ends. Some lenders also allow early switching without penalties, so it’s worth checking your terms.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Need tailored remortgage advice? Book a no-obligation call with one of our whole-of-market mortgage advisers today.
BOOK A CALL

Whole-of-Market Remortgaging Advisers - Book Your No-Obligation Mortgage Rate Review

Signs It's Time to Review Your Mortgage

You should consider speaking to a remortgage adviser if:
Your fixed-rate deal is coming to an end
You’ve been moved to a Standard Variable Rate (SVR)
Interest rates have fallen since your last deal
Your property has risen in value
You want to reduce monthly payments or consolidate debts

Our Mortgage Advisers

Our whole-of-market mortgage advisers will help you find the right deal, whether you're goal is to save money, releasing equity, or consolidating debts.

  • Alex Hudson

    Mortgage Adviser Based in Gosport, Hampshire

    Clare Cheeseman

    Mortgage Adviser Based in Portsmouth, Hampshire

    Christine Poynter

    Mortgage Adviser Based in Gosport, Hampshire

  • Mandy Puntis

    Mortgage Adviser Based in Romsey, Hampshire

    Mark Hurst

    Mortgage Adviser Based in Waterlooville, Hampshire

    Olivia Rowell

    Mortgage Adviser Based in Poole, Dorset

  • Tracy Farrington

    Mortgage Adviser Based in
    Southampton, Hampshire

    Tim Meiris

    Mortgage Adviser Based in Fareham, Hampshire

    Will Ashley

    Mortgage Adviser Based in Gosport, Hampshire

Book a free consultation with a remortgage adviser today and find out how much you could save.

Have you been thinking about remortgaging? At Beals Mortgage & Financial Services, we’re here to help you navigate the remortgage process from start to finish. As whole-of-market mortgage advisers, we offer impartial advice and access to deals that may not be available directly to the public.

All consultations with our mortgage advisers are free of charge, including a free review of your current mortgage. There’s no obligation - fees only apply if you choose to proceed with our advice.
MORTGAGE RATE REVIEWOUR MORTGAGE ADVISERS

Free, No-obligation Remortgage Consultation

Fill in the form below and one of our expert advisers will be in touch to guide you through the next steps.

Our consultations are free and without obligation. If you decide to proceed with our advisers recommendations, a fee may apply but we’ll always be transparent and discuss any costs with you.
Free Remortgage Consultation | Whole of Market Remortgage Advice

Tax treatment varies according to individual circumstances and is subject to change.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Approver Quilter Financial Services Limited. March 2025

Registered office address: Unit 1 Fulcrum 2 Solent Way, Whiteley, Fareham, England, PO15 7FN. Registered in England and Wales under reference 08286166
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