Inheritance tax (IHT) can be a tricky topic, but it's important to understand, especially if you want to pass on your wealth to your loved ones. Let's break it down in simple terms. How IHT affects you You might think IHT only affects a few people, but in 2023-2024, the government collected £7.6 billion from […]

From our perspective, the biggest impact on investments and financial planning relates to tax allowances and shelters available from the Government. When investments aren't held correctly from a tax perspective, it can mean losing money to HMRC and reducing returns. Start by asking: Are your savings, investments, and assets held in the right name, ownership, […]

Most of us assume we would be delighted to receive a substantial sum of money. It’s fun to make that mental list of extravagant purchases such as holiday homes or your dream two car garage. However, while it’s a nice problem to have, it can be daunting. This is particularly true where the money is […]