Expert Financial Advice UK Wide

Trusted advice on pensions & retirement, mortgages, inheritance tax planning, and more.

Rated Excellent.. Don't just take our word for it!

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Molly Johnson profile picture
Molly Johnson
19 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Wouldn’t go anywhere else! Holly made me feel at ease throughout the process and was very professional.
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harry crockford profile picture
harry crockford
18 September 2026
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Holly made the process of consolidating my pension and setting up regular contributions easy. Kieran was extremely helpful in sorting out my income protection and was very flexible in finding a time that worked around my schedule to talk. Would highly recommend
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Elena Crockford profile picture
Elena Crockford
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with Beals, would recommend! Holly helped my husband with setting up his pension - she answered all our questions & was really helpful. Kieran also set up our protection and the whole process was seamless. Thankyou!
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Richie Roser profile picture
Richie Roser
16 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
20 years we've been with Christine and she's never let us down. She's sorted everything for us over the years, the mortgage, protection, and now we're looking at equity release. What I like is she doesn't rush you or blind you with science, she just talks you through it. Any question and she's straight back to you. Lovely lady, can't recommend her enough.
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joe tolster profile picture
joe tolster
14 September 2026
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Great service, Christine was very polite, friendly and responses were always swift. Even keeping an eye on our application whilst returning from holiday. Highly recommend
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Susan Newman profile picture
Susan Newman
11 September 2026
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If anyone is looking for a Mortgage I would thoroughly recommend Christine, she goes above and beyond looking at all options available to suit your needs.
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joe Davis profile picture
joe Davis
10 September 2026
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Christine has managed our mortgage for several years since we moved into our first home. She makes the process incredibly easy and understandable and goes above and beyond to ensure everything stays stress-free. We highly recommend her to anyone.
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Tony Lawrence profile picture
Tony Lawrence
10 September 2026
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Always helpful. Highly recommended 😊👍
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Oliver Sourmenidis profile picture
Oliver Sourmenidis
9 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Clare Cheeseman has been exceptional to deal with in helping us secure our mortgage and additional services provided. She is always on hand to offer her help & support and compared to other advisors we dealt with was happy to go the extra mile to ensure we had secured the best product that we were comfortable with. She responds to any queries we have had very quickly and is a credit to the Beals wealth management team, would highly recommend! Thanks Again Clare for all your help :)
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Maxine Clark profile picture
Maxine Clark
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service from Alex. Cares about the person as an individual.

Whole of Life Assurance Quotes & Advice

Do You Need Whole of Life Insurance?

Whole of life insurance isn't for everyone — but if you're thinking about legacy, estate preservation, or reducing the burden on your loved ones, it may be one of the most valuable financial planning tools available.
You might benefit from Whole of Life cover if:
You have a high-value estate and want to mitigate inheritance tax (IHT).
You expect your pension pot or property portfolio to be part of your taxable estate.
You want to leave a guaranteed, tax-free lump sum to your loved ones.
You wish to avoid delays from probate and provide instant liquidity for your family.
You’re interested in placing policies in trust to keep them outside your estate.
You’ve already used your full nil-rate bands and still face IHT exposure.
You’re planning a long-term legacy or succession strategy.
You want peace of mind that your loved ones won’t need to sell assets to pay the tax bill
GET YOUR FREE WHOLE OF LIFE ASSURANCE QUOTE

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Have you been thinking about taking out Whole of Life Assurance? Protect your loved ones with lifelong cover and a guaranteed payout. Contact Beals Wealth Management today for personalised whole of life assurance solutions, expert advice, and a no-obligation consultation.

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Fill in your details below and one of our experienced advisers will be in touch to discuss your Whole of Life Assurance quote, your options, and answer any questions you may have.

Our consultations are free and without obligation. If you decide to proceed with our advisers recommendations, a fee may apply but we’ll always be transparent and discuss any costs with you.
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Tax treatment varies according to individual circumstances and is subject to change.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Approver Quilter Financial Services Limited. March 2026

Registered office address: Unit 1 Fulcrum 2 Solent Way, Whiteley, Fareham, England, PO15 7FN. Registered in England and Wales under reference 08286166
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